Before going to Europe on business, a man drove his Rolls-Royce to a
downtown New York City bank and went in to ask for an immediate loan of
The loan officer, taken aback, requested collateral. So the man said,
then here are the keys to my Rolls-Royce." The loan officer promptly
car driven into the bank's underground parking garage for safekeeping,
gave him $5,000.
Two weeks later, the man walked through the bank's doors and asked to
up his loan and get his car back. "That will be $5,000 in principal,
$15.40 in interest," the loan officer said. The man wrote out a check
started to walk away.
"Wait, sir," the loan officer said. "While you were gone, I found out
you are a millionaire. Why in the world would you need to borrow
The man smiled. "Where else in Manhattan could I park my Rolls-Royce
weeks and pay only $15.40?"