Related:

• The other car collided with mine without giving warning of its intention.
  The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle....
• A pedestrian hit me and went under my car. The guy was all over the place.
  I had to swerve a number of times before I hit him. -- Excerpt from insurance form...
• An invisible car came out of nowhere, struck my vehicle and vanished.
  -- Excerpt from insurance form....
• I saw a sad faced old gentleman as he bounced off of the hood of my car.
  -- Excerpt from insurance form....
• My car was legally parked as it backed into the other vehicle. -- Excerpt from insurance form.
• To avoid hitting the bumper of the car in front of me, I struck the pedestrian.
  -- Excerpt from insurance form....
• I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.
  -- Excerpt from insurance form....
• As I approached the intersection a sign suddenly appeared in a place where no sign had ever appeared before.
  I was unable to stop in time to avoid the accident. -- Excerpt from insurance form....
• I honestly do not believe that anyone was really responsible for this accident, but if blame must be placed, it surely belongs, all 110% of it, on the other driver.
  -- Excerpt from insurance form....