Tom's barn burned down and his wife, Matilda, called her insurance agent to
file a claim...
Matilda told the insurance company, "We had that barn insured for fifty
thousand and I want my money, right quick!"
The agent replied, "Just a minute there, Matilda. Insurance doesn't work
quite like that. We will ascertain the value of what was insured and provide
you with a new one of comparable worth."
There was a long pause before Matilda replied, "Then I'd like to cancel the
policy on my husband... Right quick!"