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• ** Opinions & comments are mine - not necessarily those of my employers ** -- DISCLAIMER
• The Opinions expressed here are my own - I managed to form them without *Any* help from my employers.
  .... -- DISCLAIMER...
• My employers seldom even LISTEN to my opinions. META-DISCLAIMER
  Any society that needs disclaimers has too many lawyers. [Erik Pepke] -- DISCLAIMER...
• My opinions are my own ... as is my spelling. -- DISCLAIMER
• My opinions, My questions, My answers. -- DISCLAIMER
• Opinions expressed are my own. -- DISCLAIMER
• My employers are my own, and are not necessarily shared by my opinions.
• My comments reflect my own opinions, not my clients'. -- DISCLAIMER
• My opinions are my own and the kids, not my employer's. -- DISCLAIMER