There Was A Small Frog Who Needed A Loan To Buy A New Car.

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There was a small frog who needed a loan to buy a new car.He
went in to see the loan officer, Mr.Patrick Whack. I'd like
to have a loan, the frog said timidly. The loan officer
said: "well,do you have any collateral?" "Well, said the
frog, all I have is this small charm, that has been in the
family for years, will it do?" The loan officer wasn't sure
so he went in to see the bank manager. "There is this small
frog outside who needs to buy a new car, and the only
collatteral he has is this"; and he handed the charm to the
bank manager. The bank manager looked at the charm and said:
"It's a knick-knack, Paddy Whack, give the frog a loan!"